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Best Online Baccarat 2020

Find the best online baccarat casinos at Casino US. Online baccarat is a gambling card game similar to blackjack, where players try and get their hand of two or three cards as close to the value of nine as possible. Online baccarat is a casino classic that is still alive and kicking in 2020 in the United States. Many players all over Vegas and Atlantic City know the game from the beloved movie franchise James Bond.

This game was made famous in the 1967 film Casino Royale, where the plot of the movie centers on a game of baccarat. The Bond movies boosted the game’s reputation but also resulted in many players believing that baccarat was only played by the high rollers, which made it seem complicated. Luckily those beliefs are falling away, and with the help of our handy guide, you could rival the fantastic Mr.Bond. We’ll help you find top online USA casinos to play baccarat online.


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There are three main versions of baccarat; Punto Banco, Chemmy, and Banque. Punto Banco, also known as American baccarat, is the most popular version of the casino game in America and is based purely on luck. The other two versions, however, do require the player to make some decisions, so a bit of skill is required. This guide will focus on the general rules, tips, and strategies of online baccarat, to help our readers when they play at a casino online. But before we get into that, let’s go over how the game is played first.


Learning to play online baccarat is easy. Most versions of baccarat online will use the game’s rules to determine whether the player or banker gets another card. This makes it simpler than blackjack, where the player must decide to hit or stand. Below is a quick step-by-step guide on learning how to play online blackjack. 

  • Step 1 – The game begins with the player betting if either the banker wins, the player wins, or that the game will be a tie.
  • Step 2 – Once the bets have been placed, the dealer will hand two cards to the player, and two to the banker. These cards will be placed face up. The aim of the game is to get as close to 9 as possible. The rules of standing and drawing are a bit different for the player and the banker. Let’s go over the rules for the player first:
    • if the player’s total is between 0 and 5 he/she will draw a third card
    • if the player’s total is 6 or 7, he/she will stand


The game’s slight complication sets in with the rules for the banker, as it depends on the third card of the player.

If the player’s third card is a:

  • 9, 10, face card or an Ace, the banker draws if he/she has a total of 0-3, and stands on a 4-7
  • 8 the banker draws if he/she has a 0-2, and stands on a 3-7
  • 6 or 7 the banker draws when he/she has a 0-6, and stands on a 7
  • 4 or 5 the banker draws when he/she has a 0-5, and stands on a 6-7
  • 2 or 3 the banker draws on a 0-4, and stands on a 5-7

The following rules apply to both the player and the banker:

  • if the sum total of the banker or the player’s cards is a double-digit number, the second digit is used
  • if either the banker or the player has an 8 or 9 it is a ‘natural win,’ and the game is over

The cards are ranked as follows:

  • face cards: King, Queen, Jack and 10 are worth 0
  • aces: are worth 1 point
  • numbered cards: keep their face value

Learn more about how to play the game of baccarat here.


When it comes to playing online casino baccarat, it is vitally important to make sure you play your online baccarat game at a respectable casino. Our goal is to help it help our readers find the best baccarat sites. You may be wondering how we decide which casino sites to recommend. Below is an outline of what aspects we look at when we rate the best casino sites for online baccarat.

Casino Security and Fair Games

The most important thing to consider when choosing a casino site to play online baccarat is security and fairness. We make sure that any casino we recommend has a proper license and is trustworthy and reputable. We also ensure the casino has proper security in place to protect a player’s personal data. Finally, we ensure the casino uses fair games with truly random results, so players don’t need to worry about being cheated out of winning hands.

Bonuses and Promotions

When playing online baccarat for real money, it is always important to find a casino that offers amazing bonuses and promotions. The best baccarat sites will offer Baccarat players great bonuses to help them get started with the game. Our top baccarat casinos have amazing bonuses on offer, with fair terms and conditions. We highly recommend using these bonuses, once you’ve checked the wagering requirements, of course.

High-Quality Baccarat Games

If you’re looking for a baccarat casino, it needs to offer a good selection of high-quality baccarat games. We make sure any casino we recommend for baccarat players will offer several variations, with top quality graphics, fair random number generators, and other great features.

Mobile Baccarat

No one wants to be stuck inside all the time, and many gamblers are looking to be able to enjoy their favorite casino games from their mobile devices. Our recommended casinos will all offer mobile baccarat games for gamblers to enjoy from their smartphones and tablets. We make sure the casino will have optimized the baccarat games for smaller mobile screens, as well as touch screen controls.

Customer Support

Any high-quality baccarat casino needs to be able to quickly and effectively deal with any issues players may run into. We make sure our recommended baccarat sites have excellent customer support that can be reached 24-hours a day, through multiple different channels.

Payouts and Banking

After lady luck has been on your side, you’re going to need to be able to withdraw your winnings from the casino. We make sure our casinos have good payout percentages and great banking options. These will include multiple different deposit and withdrawal methods.


  • The lowest value of a hand is 0.
  • The highest value of a hand is 9.
  • If the value of a hand exceeds 9 only the second digit of the value will be considered. For example, if the hand is 16, the actual value is 6.
  • If an 8 or a 9 is dealt, it is known as a ‘natural hand’, and the game is over.
  • The player’s hand is dealt first.


There are many versions of online baccarat available to casino players. We recommend trying them all to see which one you like best. Some of the most common online baccarat versions are:

  • 2 to 1 Baccarat
  • 7 Up Baccarat
  • Asian Stud
  • Baccarat Gold
  • Lucky Draw Baccarat
  • Super Pan 9


  • Make sure that you know and understand the rules of the game.
  • Make sure that you know and understand the different bets that can be made.
  • The riskiest bet to make is to bet on a tie, as it is quite rare.
  • Always look at the cards before making a decision.
  • Check the odds and the payout before you start playing, so you know exactly what your chances are.
  • Set a bankroll amount and stick to it.
  • Work out the amount of profit you would be happy with, based on your bankroll, so that you will not be too tempted to keep playing, and will be able to ‘quit while you are ahead.’
  • The games with the smallest number of decks have the best chances of winning.


Online baccarat is not a game of skill, and winning comes down to luck. However, as with many other table games, there are numerous betting strategies out there that could help reduce losses. These strategies won’t make you win more hands, but could help make the most of your wins. Below is a small list of top betting strategies we recommend for playing online baccarat for real money.

The 1-3-2-4 Strategy

 The 1-3-2-4 strategy encourages players to increase their bets at certain times to cover future losses. While no strategy is 100% foolproof, there have been many players who have used this strategy successfully.

One Sided

The One Sided strategy is one of the simplest real money baccarat strategies around. Essentially, players must decide to bet on the banker or the player and stick with their choice. Continue betting until you have lost three times. Once you have, step back and wait for your choice to start winning again before jumping back in.


The Paroli strategy is known as a positive betting strategy. This means players increase their wager when they win a round. If you start with a bet of $1, if you win, you double it to $2, and if you win, again, you double it to $4. If you lose, you return to your original $1 bet. You also return to your original bet after three wins.


  • If you feel a little intimidated by the land-based baccarat tables, free versions of online baccarat give you the perfect opportunity to play worry-free and is a great way to practice.
  • Playing baccarat online allows you to concentrate on the game without having the noisy background of a casino environment. This will keep you relaxed and help you to make better decisions.
  • Online baccarat allows you to play at smaller stakes, with less money, which is why it is a great place to learn and make money.
  • If you do miss the commotion of the casino floor, many online casinos have a live dealer option that you can play from the comfort of your home. This option allows you to stream a live baccarat game with a real dealer. The process is similar to online baccarat and even allows you to chat with the players and the dealer using a live text chat option.
  • You do not have to wait to play baccarat as mobile baccarat allows you to play your favorite game anywhere, anytime.


Banker bet

To wager that the banker will win the round


An action in which the first few cards are taken out of the shoe is not used in the game to prevent cheating


An amount of money received from the player if he/she bet on the banker, and the banker wins


To take more cards

Mini baccarat

A version of the game with smaller tables and lower stakes

Natural eight

When the total value of a hand is 8

Natural nine

When the total value of the hand is 9, it is a winning hand and is known as baccarat

Player bet

To wager that the player will win the round


To stay with the cards you have


A container that is used to hold the cards during the game

Tie bet

To wager that the game will be a tie (also known as a stand-off)


Many players will argue between Italy and France as the birthplace of baccarat. The Italian version of events suggests that the game began in the 1480’s and was played using tarot cards. The name baccarat comes from the slang word zero in Italian. It was then introduced to the French in the 1500’s and was known as Chemin de Fer, translated as railroad.

The game underwent a few changes and became close to the game we know today. Baccarat became popular among the French aristocracy as they indulged in games during their hours of leisure. The game was banned in 1830 and was only legalized in the 1920’s. The game was then brought to America as Punto Banco from Cuba and became known as American baccarat, due to the slight change in rules. It was introduced as the main feature in the Sands Hotel in Las Vegas, Nevada, and in the 1990’s, made its presence online.


Do I always have to bet on my own hand in online baccarat?

No, you do not. If you feel that the banker has a better hand, you may bet on it. Always remember the aim of the game is to bet on the hand you feel is closest to 9.

Is there a payout difference if I bet on the player or the banker?

No, the payout is the same if you bet on the player or the banker. However, if you bet on the banker and he/she wins, you will have to pay an amount known as a commission.

What is a ‘shoe’ in baccarat?

A ‘shoe’ is a container that is used to hold multiple card decks. The shoe helps to reduce shuffling time and the possibility of the dealer cheating.

I have heard online baccarat is similar to blackjack, are the card values the same for both games?

Online baccarat is similar to blackjack in the sense that both games require the player to reach a certain value using the cards of their hand. However, the card values are different. In baccarat the King, Queen, Jack, and 10 are worth 0, the aces are worth 1 point, and numbered cards keep their face value.

What is a winning hand in baccarat?

The aim of the game in baccarat is to get as close to a value of 9 based on the total value of the cards in your hand. A hand cannot exceed 9 as the only the second number of a double-digit value is used. For example, if the sum of the two cards is 12, the numbered value will be 2.

Is online baccarat rigged?

As long as you sign up at a reputable baccarat casino, the game will not be rigged. However, there are casinos out there who try to scam players, and these should be avoided at all costs. If you want to be safe, sign up at one of our recommended casinos to enjoy safe online baccarat for real money.

What types of online baccarat are available?

There are quite a few variations of baccarat online. There are only slight differences between each version, but the basic objective is the same. Some of the most popular versions of online baccarat include Punto Banco, Chemin de Fer, and Baccarat Banque.

What are the odds in baccarat online?

Baccarat gives players pretty good odds, with a relatively low house edge. The payout percentage for most Baccarat games is around 98%.

What is the best bet in online baccarat?

If you’re looking for the baccarat bet with the best odds, you’re better off betting on the banker’s hand. It has a slight edge over betting on the payer’s hand. The bet with the worst odds is betting on the tie. The payout may be good, but the odds of winning are extremely small.

Can you count cards when playing baccarat online?

When playing in a land-based casino, it is possible to count cards, but don’t expect much of an advantage. When playing online baccarat, counting cards is not possible, as the entire deck is reshuffled after every hand.

Can I play online baccarat at a casino site for free?

Absolutely! All of our recommended online baccarat casino sites will allow players to play for real money, or for free. Playing for free allows gamblers to test new betting strategies or learn the game

What makes a winning hand in baccarat online?

Winning the hand is simple. The goal is to get the value of your hand as close to 9 as possible. Unlike blackjack, exceeding the target value doesn’t mean you lose. If you exceed 9, the first digit is dropped. So, a hand with a value of 15 becomes 5, 18 becomes 8.

Is online baccarat a game of skill or luck?

Online Baccarat is a game of luck, and a player’s skill cannot influence the outcome of each round. All a player can do is decide whether they bet on the banker, the player, or a tie. Any bet, except a tie, offers a good chance of winning.

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